Independent since 1983

Coverage clarity.

Not sales pressure.
Call a navigator See how it works
Serving 8 states · 30+ carriers compared · no fees to you
Lapis Insurance Solutions

Guidance you can trust, dating back to 1983.

Independent brokers who work for you — cutting through Medicare, Health, Life, and Annuity noise for real people.

Carriers
30+
Insurance companies compared, so you don't have to call a single one.
Experience
80+ yrs
Combined broker experience across Medicare, Health, Life, and Annuities.
Licensed
8 states
TN, GA, KY, NC, SC, VA, OH, and FL — with a real person on every call.
About us

When you call, you get a person — not a phone tree.

Our team brings insurance experience dating back to 1983, built on a simple conviction: people deserve a guide who works for them, not for a carrier. We're headquartered in Knoxville, Tennessee, licensed across eight states — and because we're independent, our only obligation is to you.

What we do

Everything you need, under one roof.

Four ways we help — each explained like a friend would, then compared across every carrier we carry.

The standard we hold ourselves to.

Five commitments that apply to every client, in every conversation.

01We work for you — never a carrier.
02Plain English always. No jargon, no fine-print surprises.
03We compare 30+ carriers, then recommend just one.
04No fees to you. Our guidance is always free.
05We're here all year — not only at enrollment.

Eight states. One standard.

Licensed and serving clients across the Southeast and beyond.

TennesseeTN
GeorgiaGA
KentuckyKY
North CarolinaNC
South CarolinaSC
VirginiaVA
OhioOH
FloridaFL
"They compared everything, explained it plainly, and never once pressured me."
— A Knoxville client, on their first Medicare enrollment

Sample testimonial for this mockup — replace with real client reviews.

Get the highlights.

Independent
We answer to you, not to any carrier.
30+ carriers
Compared side by side, in one conversation.
No fees
Our guidance is always free to you.
8 states
TN, GA, KY, NC, SC, VA, OH, FL.
4 lines
Medicare, ACA / Health, Life, Annuities.
Real people
A person on every call — never a phone tree.
Since 1983
Experience you can lean on.
All year
We're here well beyond enrollment day.

Talk to a real person.

No forms, no pressure — just clear answers from an independent broker.

Call a navigator Explore coverage
865-245-9262